Mummification, or total enclosure, is a type of bondage in which the submissive person is completely or partially wrapped in some type of material. While completely encased (cocooned) the individual will become completely immobilized and totally vulnerable to the Dominant.
While Bondage restraints can be anything from rope, tape, cuffs, scarves, chain, – basically, anything you can use to secure a portion of the body. In mummification, the submissive is typically cocooned causing complete immobilization rather than only restraining a section of the submissive’s limbs thereby allowing some limited movement for struggle.
Not being able to move at ALL is a huge turn on for many people but mummification is not just about restricting the submissive. It can also be used to create mild to complete sensory deprivation for the submissive thus forcing the submissive to focus only on the few sensations the Dominant chooses to provide. This can lead to a truly heightened sense of arousal as the submissive’s mind quiets, any form of stimulation becomes amplified as the submissive has nothing else to focus on or distract them from what their Dominant is doing.
There are three basic types of mummification, Zone, Limited, and Full Body.
Zone Mummification is where specific areas of the body are wrapped. The experience is not as intense as the Limited or Full Body mummification, but the submissive does get the feeling of being constricted. This technique is a good start for beginners to get the sensation of being constricted. For example binding a single arm thus limiting the mobility of that limb.
Limited Mummification is where the body is wrapped only from the neck to the feet. The head is not wrapped or covered. A blindfold can be used but the head is not covered, and the nose and mouth are not restricted in any way. This type of mummification can be dramatic and a feeling of helplessness if present. This is a good step after Zone mummification.
Full Body Mummification is an extreme form of bondage, and it is the most dangerous, so extra precautions should be taken by the dominant to ensure the safety of the submissive. With full body mummification, the submissive is wrapped from the top of the head to the bottom of the feet. Some type of breathing device must be used for the safety of the submissive.
When spending money as an expat using Alipay you have two options:
1 – Link Your Bank Card to Alipay
This is quick and easy to set up (with less caveats) but is not guaranteed to work.
Linking a bank card in Alipay is easy. Just follow these steps:
Open Alipay
Click the ME icon on the bottom right of the screen
Click BANK CARDS
Click the + icon on the top right of the screen
Enter your bank card number, or scan your bank card
You’ll see the list of bank cards that can be linked with Alipay. These currently include Visa, Mastercard, Unionpay, and Diners Club.
NOTE || There is no American Express functionality but we believe they are looking to add this in the near future.
Now, the important thing to note with this method is that it may or may not work.
Unfortunately there is no way of knowing straight away. Just because Alipay says its supports Visa cards, it doesn’t mean your transaction will go through in China.
You’ll notice in the above screenshot my Visa card has successfully linked, but this doesn’t guarantee success.
Understanding the nature of the transaction can help you a lot.
If the vendor has applied vendor alipay account to accept payment and the vendor agrees to accept payment from credit cards, you can use alipay to pay from linked debit cards and credit cards. Big chain stores usually accept credit card payment.
If the vendor has applied vendor alipay account to accept payment and the vendor does not agree to accept payment from credit cards, you can use alipay to pay from linked debit cards or balance only.
If the vendor has not applied any vendor alipay account and uses personal alipay account to receive payment, you can use alipay to pay from debit cards or balance only. Usually small stand owners use personal alipay account to accept such payment.
So it’s important to have a back-up… hence the 2nd method…
2 – Open a Tourcard
This method is more full-proof because what you are essentially doing is opening a bank account through Alipay, and it just takes a few clicks.
There are a few downsides though, so let’s run you through it.
Open Alipay and search TOURCARD
Open the Tourcard mini-app (Alipay includes hundreds of mini-apps you can find by searching)
Click ENTER
Click USE NOW and verify your personal info
Choose an Amount to Top Up
Make your payment
In completing these steps you’ve effectively opened up a brand new BANK OF SHANGHAI account in a matter of minutes.
Pretty cool, right?!
You won’t get a bank card though, this is simply an account you will use inside of Alipay.
There are a few things you need to know which are a little bit of a pain in truth.
1 – There is a 10,000CNY limit.
Now, whilst this is a step forward from the previous 2,000CNY limit of the now discontinued (but essentially the same, Tourpass), it still ties our hands a bit.
10,000CNY IS ROUGHLY…
500CNY IS ROUGHLY…
1,400USD
70USD
1,100GBP
55GBP
1,300EUR
65EUR
2,000AUD
100AUD
1,900SGD
95SGD
Whether this is enough for you is entirely case dependent. How long are you in China for? If just a couple of weeks, or even a month – you’ll be OK.
What about if you’re in China for 3+ months? You’re going to need another solution on-top of this.
2 – There is a 5% top-up service charge.
This one is a kick up the backside. An unnecessarily large charge just to use the service, but it is what it is sadly.
That means if you want to top-up the full 10,000CNY you’ll be spending another 500CNY on top of it (see why we included it in the table above now!?)
3 – The Tourcard is only active for 6 months
Going back to those of you who are staying in China longer that 6 months… another hurdle.
The Tourcard will automatically close after 180 days of opening. If you have failed to spend all your money, no problem, it’ll be refunded to your bank upon expiration.
The good news is you can open a new Tourcard after these 6 months have expired.
4 – Only certain banks will work
You’ll notice in the screenshot that only Visa, Mastercard, Diners Club and JCB account holders can use Tourcard.
Tourcard is clearly a useful feature and makes the life of a foreigner in China easier, but it’s important to be aware of the limitations.
3 – Get a Friend to Send Your Money
This is probably the easiest solution of all but will rely on who you know in China already.
If you have a friend in China who has a Chinese bank account and a verified Alipay account, they can quite simply fire over some money to your account.
Is all you will need is a verified Alipay account yourself (i.e. upload scan of passport, take selfie etc) and you’ll be good to go.
You’ll then just need to find a way to pay them back!
Anyway… we mentioned other solutions for those of you who are planning to stay longer and spend more than 10,000CNY…
Alipay for Foreigners || Other Solutions
Firstly – whilst it goes against everything we’ve said… it’s still worth taking some cash to China.
You won’t be able to use it much, but it’s always worth having this back-up.
Perhaps you owe a friend some money, maybe you’re in a taxi, or you are wanting to buy some souvenirs from the local stalls?
In all of these situations cash can still work – so whilst it’s not king in China anymore… have a bit to hand before taking off for China.
Secondly – get a Wise account. Wise is an excellent option for those of you who travel and regularly hold multiple currencies.
Wise allows you to hold currencies from all over the world including USD, EUR, GBP, JPY, HKD, KRW… and yes, you guessed it CNY (Chinese Yuan)!
How can I send Chinese Yuan (CNY) to an Alipay user with Wise?
Not only you can use Wise to add money to your own alipay wallet but also others'
Log into your Wise personal account and set up a transfer to CNY.
Choose or add a recipient.
Choose Alipay under Bank details,
Tell us who you’re sending to by entering your recipient's name and Alipay ID (email or phone number registered with Alipay). The recipient name is usually in Latin characters, and should match the name on their Chinese National ID.
Give some information about why you’re sending the money.
Check that all details are correct before paying for your transfer.
And that's it!
What types of payments are supported?
We support personal customers sending to individuals in China via Alipay.
Please note that only Alipay users holding the China National ID card can receive cross border CNY transfers.
If you are an individual sending to another individual in China, it can only be for the following purposes:
Salary
Family support
Goods
Services
What currencies can I send from?
You can send money from these currencies: AUD, BGN, BRL, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, IDR, ILS, INR, JPY, MYR, NOK, NZD, PLN, RON, SEK, SGD, TRY and USD.
If you are an individual sending via Alipay, you can send from all countries apart from China, Crimea Region, Cuba, Donetsk Region, Iran, Luhansk Region, Nigeria, North Korea, and Syria.
Who can I send CNY to on Alipay?
Anyone can receive money via Alipay if they're a Chinese citizen, or are Hong Kong or Macau residents who hold the Mainland Travel Permit and are above 18 years old. Your money will be sent to your recipient’s Alipay wallet, or the bank account linked to their Alipay ID. This is a choice they can make when they receive the notification of the payment from Alipay. The money is paid out in seconds, depending on the receiving method. It should arrive within 72 hours after it's sent.
You can only send to individual recipients, and not businesses.
How much can I send?
The limit for each transfer is 50,000 CNY.
Transfer purpose
Limit for recipient*
Money to family**
Maximum number of transfers they can receive in a month: 10, Maximum amount they can receive in a year: 500,000 CNY
Salary payment**
Maximum number of transfers they can receive in a month: 10, Maximum amount they can receive in a year: 500,000 CNY
Goods
Maximum number of transfers they can receive in a month: no limit, Maximum amount they can receive in a year: 600,000 CNY
Services
Maximum number of transfers they can receive in a month: no limit, Maximum amount they can receive in a year: 300,000 CNY
*This limit includes payments the recipient gets on their Alipay account from all services — not only Wise.
**The maximum number of transfers includes both payments made to your Alipay Account Balance, and your linked bank account
Receiving money
How does my recipient receive the money via Alipay?
Alipay users can get money with their Alipay e-wallet or bank account linked to their Alipay account.
When your recipient gets an international transfer for the first time on Alipay, they'll get an SMS from Alipay with a unique URL.
They should click on it to open the Alipay app.
Your recipient can share their details from the Alipay App with you.
On the app, complete real name authentication
Sign the service agreement
Select the receiving method — either Alipay wallet or bank card.
The recipient might need to give more information, like a copy of their ID card, or address for verification.
How can my recipient check the transfer status?
Once the transfer is sent, the recipient gets an SMS and a push notification with all transfer details.
For more information, view this step-by-step guide in English and Mandarin.
I gave the wrong recipient name or recipient Alipay ID. What should I do?
On the recipient creation page, Wise checks the recipient name and their connected Alipay ID. We display an error message on the screen if you enter the wrong name or ID.
What should I choose for transfer reason?
We have to comply with Chinese regulations, and the transfer reason for payments to Alipay users can only fall under these 4 categories:
Money to Family: Alipay might ask the recipient to sign and provide a kinship commitment letter that proves the relationship between you and your recipient.
Salary payment: Alipay might ask the recipient to show their payslip.
Goods: Alipay might ask the recipient to show an invoice or contract
Services: Alipay might ask the recipient to show an invoice or contract
If you are sending CNY to yourself via Alipay, you should choose “salary” as the transfer reason.
If your transfer reason is for Goods or Services, you'll be prompted to give more information by choosing a sub-transfer reason.
Alipay may also reach out to some recipients to ask for additional documents to support the transfer reason.
Why was my transfer cancelled?
Your transfer can be cancelled for different reasons. Sometimes, there are extra security checks on your account. There are also card binding settings on Alipay, which need to be finished within 72 hours of getting the notification. Your transfer could also be cancelled if your recipient has reached their receiving limit.
My recipient didn't get the transfer notification or SMS link.
Ask your recipient to contact the Alipay customer service via the App.
My recipient didn't get the money. What can I do?
Firstly, please check if your recipient finished the account compliance check or card binding settings on the Alipay app in the link sent by SMS. If they have, contact the Alipay customer support in the app.
My transfer failed. How can I find out why?
Contact Alipay customer support on the Alipay’s app to get help.
Why can I only get 5 payments per month?
To comply with Chinese regulations, the recipient can receive up to 10 payments per month if the payment reasons are “Money to Family” or “Salary payment”.
Can I cancel a transfer that I already sent?
You can't cancel a transfer that has been sent. If the recipient doesn't get the money in 72 hours, it'll be cancelled automatically, and the money will be refunded to you.
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